Cost for holdings seems fine. You've pretty much covered the pvp aspect for getting Platinum. Now add platinum to most medium to high level mobs, so people actually roam the world farming. Instead of waiting in Sanguine porting to villages every 30 mins! Scale the platinum drop per mob tier. Sure vets will be upset they have to farm more, seeing that their banks are full. But sitting in their holdings duelling all day isn’t helping breed life to the world. You could even make mobs drop ore platinum instead of ingots, so its half the value to give you more leeway with balance. Medium mobs = 25% chance to drop ore Medium to hard mobs = 50% to drop ore Hard mobs = 1 to 5 ore drop depending on mob difficulty Gives newer players a starting foot into farming and bank building, with platinum being a resource clans will need continuously!